Payment Agent

Schedule payments based on cashflow projections. Auto-execute below threshold, require human approval above. Bank-level security.

$45,230

Current Balance

$125K

30-Day Inflows

$98K

30-Day Outflows

8.5mo

Runway

Vendor / Payee

Amount ($)

Due Date

Payment Method

Auto-Approve Threshold ($)

Reference / Invoice #

Income Expense

• Payment of $15,000 to Marketing Agency requires CFO approval

• Cashflow is healthy — all scheduled payments can be met

• Consider early payment discounts with key suppliers (2/10 net 30)

․ Projected surplus this month: $27,000

Office Rent

$8,500

Jun 20

Scheduled

Software Licenses

$3,200

Jun 25

Needs Approval

Marketing Agency

$15,000

Jun 30

Needs Approval

Payroll

$45,000

Jun 28

Auto-Approved

Annual renewal for Adobe, Microsoft 365, and Salesforce licenses. Due June 25.

Q3 campaign creative and media buying deposit. Exceeds $10K threshold — requires CFO sign-off.

Approval Rules: Auto-execute under $1,000 • Manager approval $1K-$10K • CFO approval $10K+ • Board approval $50K+